There are two ways to buy a home without a huge down payment. You can use a low- and no-down payment mortgage loans, or one of hundreds of Down Payment Assistance (DPA) programs available nationwide.
Buying a home, choosing a mortgage, and running a good household. These are just three of the topics we cover in these parts. Make yourself at home and pull up a chair. We’re glad you’re here.
Jumbo mortgage loans are home loans too big to be backed by the government. Where conforming mortgage loan limits end, jumbo loans begin. There’s a lot you can do with jumbo loans, too — even when your loan is for less than the limit.
The FHA Streamline Refinance is a No Verification Loan and the simplest, fastest way to refinance. With no requirements to verify income, savings, employment, or credit score, many homeowners close on their streamlined refinance loan in fewer than 3 weeks.
Verified step-by-step instructions for receiving a cash gift for down payment on a home, plus an interactive Down Payment Gift Letter wizard to get your loan approved.
USDA mortgages are true, government-backed 100% LTV mortgage. They require no downpayment whatsoever. A plain-language explanation of how USDA loans work.
This is what you need to know about finding and renting your first apartment, including how to find a good apartment, what a proper lease should look like, and all the ways you can keep yourself in the good favor of your landlord.
Down Payment Assistance (DPA) programs provide free money grants, cheap home loans, and aggressive tax breaks to buyers of U.S. homes. Search for what you can get by state, county, city, address, or ZIP.
Learn why FHA mortgages are popular among first-time home buyers & multi-unit property purchases. See how these loans stack up against conventional mortgages.
Flood insurance pays cash when water gets inside your home from the outside. A complete explanation of how flood insurance works, and what it covers.
Insurance policies for homes and cars don't pay cash to owners when an earthquake hits. To get coverage for earthquakes, you need earthquake insurance.
Umbrella insurance kicks in where you standard insurance cuts out. It's for the money you have today, and the money you'll earn for the rest of your life.
When you live in a condominium, a special type of homeowners insurance is required. Formally known as HO-6, your condo insurance policy protects your home from the walls, inward.
When you buy a home, you'll balance your head and your heart to keep from overspending. Here's the best way to go shopping for a house.
The fun of being a homeowner begins on Move-In Day. You can decorate your home; make choices about design; and, put your personal stamp on every room you have. You also inherit responsibilities. Here's what you can expect.
Moving into a home is different from buying a home. There are tasks to accomplish. Your To-Do List can get lengthy. Have a plan to get things handled. Here's what you'll need to get done.
All home buyers follow the same basic steps: 1) Find a house, 2) Make an offer on a house, 3) Buy the house with cash or a mortgage. Here's what you can expect as a home buyer.
Figure out your true budget for a mortgage, which is often more complex than simply plugging your salary into a calculator. Discover rules of thumb & commonly used methods (like the Maximum Price Formula) to calculate how expensive of a house you can really afford.
A mortgage is a loan used to purchase a home. A mortgage carries a specific interest rate, lasts for a set number of years, and can sometimes be transferred from home seller to home buyer.