USDA mortgages are true, government-backed 100% LTV mortgage. They require no downpayment whatsoever. A plain-language explanation of how USDA loans work.
Buying a home, choosing a mortgage, and running a good household. These are just three of the topics we cover in these parts. Make yourself at home and pull up a chair. We’re glad you’re here.
This is what you need to know about finding and renting your first apartment, including how to find a good apartment, what a proper lease should look like, and all the ways you can keep yourself in the good favor of your landlord.
Down Payment Assistance (DPA) programs provide free money grants, cheap home loans, and aggressive tax breaks to buyers of U.S. homes. Search for what you can get by state, county, city, address, or ZIP.
FHA mortgages require a minimum downpayment of 3.5%, and are popular among first-time home buyers. A plain-language explanation of how FHA loans work.
Flood insurance pays cash when water gets inside your home from the outside. A complete explanation of how flood insurance works, and what it covers.
Insurance policies for homes and cars don't pay cash to owners when an earthquake hits. To get coverage for earthquakes, you need earthquake insurance.
Umbrella insurance kicks in where you standard insurance cuts out. It's for the money you have today, and the money you'll earn for the rest of your life.
When you live in a condominium, a special type of homeowners insurance is required. Formally known as HO-6, your condo insurance policy protects your home from the walls, inward.
When you buy a home, you’ll balance your head and your heart to keep from overspending. Here’s the best way to go shopping for a house.
The fun of being a homeowner begins on Move-In Day. You can decorate your home; make choices about design; and, put your personal stamp on every room you have. You also inherit responsibilities. Here’s what you can expect.
Moving into a home is different from buying a home. There are tasks to accomplish. Your To-Do List can get lengthy. Have a plan to get things handled. Here's what you'll need to get done.
All home buyers follow the same basic steps: 1) Find a house, 2) Make an offer on a house, 3) Buy the house with cash or a mortgage. Here’s what you can expect as a home buyer.
Want to know how much home you can afford? Avoid the mortgage calculators. Think about your budget and work backwards from there. We’ll show you how.
A mortgage is a loan used to purchase a home. A mortgage carries a specific interest rate, lasts for a set number of years, and can sometimes be transferred from home seller to home buyer.
There are two ways to buy a home without a huge down payment. You can use a low- and no-down payment mortgage loans, or one of hundreds of Down Payment Assistance (DPA) programs available nationwide.