Bailey Cummins is a 20-something newlywed and Army wife. She works a job and blogs at BecomingBailey.com. Bailey is a reader, a traveler, and a Netflix watcher of cheesy chick-flicks. She’s playing Growella Games.
Bailey’s Growella Games Challenge
Bailey’s emergency fund is smaller than she’d like. It’s making her uncomfortable.
Recently, she and her husband made necessary repairs to their vehicles; and replaced their bedroom’s mattress and boxspring. Bailey has been financially independent since 18, but these unexpected expenses have set her back. She needs to replenish some savings before another unexpected event.
For Bailey’s Growella Games, Growella has tasked Bailey to save $600 into her emergency fund in 8 weeks. If she can successfully add this money to her emergency fund, Growella will match her savings by sending her an additional $600 cash payment.
This is Bailey’s journey.
Bailey’s Weekly Updates
Bailey Cummins is a 20-something newlywed and Army wife. She works a job and blogs at BecomingBailey.com. Bailey is a reader, a traveler, and a Netflix watcher of cheesy chick-flicks. She’s playing Growella Games with a goal to save $600 into her emergency fund in 8 weeks.
- Week 1
- Week 2
- Week 3
- Week 4
- Week 5
- Week 6
- Week 7
- Week 8
Bailey started her Growella Games 8 weeks ago with the goal to replenish her emergency fund. Today, her challenge is complete. Listen as Bailey talks about her progress with Growella Games, and how having a bigger emergency fund has already come in handy.
The Wisdom Of Bailey Cummins
At the start of Bailey’s Growella Games, we sent a questionnaire that surveyed her attitudes about money and feeling about saving. The questions were mixed among multiple choice, short-answer, and long-form.
Here are some of the things Bailey had to say:
On what it means to be good with money
“A person who is good with money is debt-free, living within their means, saving for retirement and has a little money to give to charity.”
On the idea that money doesn’t buy happiness
“For me, money buys security. No matter what happens in life, I will be okay. Also, money buys experiences that will bring me happy memories — like traveling and attending concerts.”
On great places to find “money talk”
“The internet is my best source for money talk — namely, blogs and podcasts. I didn’t grow up in a financially-savvy household, so everything I’ve learned I’ve had to teach myself.”
On what it means to “make it”
“To make it, to me, is to be able to cash-flow all monthly expenses, to have money in an emergency fund, to pay off debt, and to travel a little. I’m not quite there yet, but I’m at least cash-flowing all of my monthly expenses without adding to my debt.”
Want To Play?
The next Growella Games player will be selected in December 2017.
Register today for a chance to be selected. Meet your challenge and win a cash payment of equal size.
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