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Chase Freedom Unlimited℠ – Credit Card Highlights

By Dan Green

The Chase Freedom Unlimited℠ credit card awards 1.5% cash back on everything you buy, plus bonuses; pays unlimited cash awards over the course of a year; and offers price protection against big-ticket items going on sale.

Chase Freedom Unlimited℠ – Credit Card Highlights

The Chase Freedom Unlimited℠ credit card is a cash back credit card from Chase Bank. Among cash back credit cards, it’s a favorite for its aggressive cash payouts.

Key benefits of the Chase Freedom Unlimited℠ credit card include:

Also, new owners of the Chase Freedom Unlimited℠ credit card pay no interest through their first 15 months with the card; and, get access to Chase’s extended warranty and price protection programs.

Within 90 days of buying something with your Chase Freedom Unlimited℠ card, if the item is advertised for less online or in print, Chase will pay you the difference in cost.

Click to learn more about the Chase Freedom Unlimited℠ credit card.

What Is A Cash Back Credit Card?

Cash back credit cards are credit cards that give a cash discount on everything you buy.

Cash back awards aren’t taken at the register. They’re paid after you make a purchase, and you can receive them in one of three ways.

  1. As personal checks, sent to your home address
  2. As direct deposits , put right into your bank account
  3. As cash credits against your monthly credit card balance

The standard cash back award among cash back credit cards is $1 for every $100 spent, with most credit cards offering bonus cash for a particular type of spending.

A grocery cash back credit card may rebate 6% for purchases made at a grocery store, but one percent everywhere else. For people who buy a lot of groceries, then, it can make sense to keep a grocery store credit card in their wallet.

Other cards offer special rebates when you shop at Amazon; or, for money spent on travel.

The Chase Freedom Unlimited℠ keeps it simple for you.

Use the Chase Freedom Unlimited℠, and you’ll get $1.50 back for every $100 spent, no matter what you’re out there buying. That’s an automatic 1.5% discount on everything you buy.

Click here to compare today’s cash back credit cards.

Chase Freedom Unlimited℠ Credit Card Review

The Chase Freedom Unlimited℠ credit card is a reliable cash back credit card. It’s best for everyday spending.

The Chase Freedom Unlimited℠ is not the most aggressive cash back card in its group; that’s the Citi® Double Cash Card, which pays 2% cash on every purchase. Nor, is it the card with the most benefits; that honor belongs to the Discover It® Cashback Match card.

However, the Chase Freedom Unlimited℠ is still pretty excellent for its combination of big cash payouts, its unlimited earning potential, and a host of bonus benefits that make the card ideal for people who make large purchases and sometimes carry a balance.

Card holders are awarded with $1.50 in cash rebates for every $100 spent on the card.

This is higher than the industry standard for cash back credit cards; and, unlike many cards, you earn your cash back rewards with the Chase Freedom Unlimited℠ card as soon as you make a purchase. You’re not required to pay back your bill to get your money.

There’s no limit to how much cash your Chase Freedom Unlimited℠ credit card can earn you in a year. However much you spend, you’ll get 1.5% cash back on it.

Plus, when you spend $500 in your first 90 days with the card, Chase awards you another $150 cash. It pays to make a big purchase with your Chase Freedom Unlimited℠ card.

The rebate you get can be giant.

The Chase Freedom Unlimited℠ is also good for people who sometimes carry a credit card balance.

When you pay with a Chase Freedom Unlimited℠ credit card, you’re charged zero interest for the first 15 months you have your card. This can give you time to pay down your balance without worrying about interest charges building up on you.

The Chase Freedom Unlimited℠ is also a no annual fee credit card. The card is free to apply for, and free to use.

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The Chase Freedom Unlimited℠ offers other big benefits to cardholders, too, including access to an excellent price protection program.

If the price of something you buy with your Chase Freedom Unlimited℠ credit card is advertised for less online or in print within 90 days of your purchase, Chase will reimburse you for the difference in price.

Price protection can save you up to $500 at a time, and it’s especially useful during holiday season. You don’t need to wait for Black Friday sales to buy something cheap. You can buy it with your Chase Freedom Unlimited℠ card and, when the price drops, you’ll get the reimbursement automatically.

You also get an extra 12 months of warranty on items bought with your card; plus, access to Chase’s $0 fraud liability program.

If your Chase Freedom Unlimited℠ credit card is ever lost or stolen, Chase will not hold you responsible for unauthorized or unrecognized charges.

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Learn More About Chase Freedom Unlimited℠ Credit Card

The Chase Freedom Unlimited℠ credit card is a strong combination of cash back rewards and practical benefits.

And, while it’s not the most aggressive credit card in any one category, Chase Freedom Unlimited℠ might be your best overall cash back credit card for its across-the-board benefits for cardholders.

Get cash back credit card details here.

Written by Dan Green

Dan Green is a mortgage lending expert and the founder of Growella. Prior to Growella, Dan was a six-time, top-producing loan officer; and, ranked repeatedly among the top 1% of loan officers nationwide. Dan's home buying expertise has been in print and on TV with The Wall Street Journal, NPR, Forbes, CNBC, and others.

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