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Amazon.com Store Credit Card Review - Growella

Which Credit Card Should Amazon.com Shoppers Use?

You don’t need to be an Amazon Prime member to use the aggressively cash-back Amazon.com store credit card. Find your best card and get the most rewards you can.

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Credit Cards For Amazon.com Shoppers

Amazon.com is a retailing giant. More than 300 million people have accounts with the Seattle-based company; and nearly half of all U.S. households are paying members of Amazon Prime, a program offering benefits such as free 2-day shipping and access to original streaming television.

Amazon offers a massive range of products. You can shop for food, buy games and accessories, get furniture for your house, and pretty much anything else.

It’s no wonder that the typical U.S. household spends more than $50 per week at Amazon. It’s often easier to shop online than to buy from a physical store.

And, with an Amazon.com credit card in your wallet, you can earn instant cash rebates on everything you buy.

Pay for items on Amazon.com using your Amazon cash back credit card, and you’ll get up to $5 back for every $100 you spend; which is like getting a 5 percent discount every time you shop.

Which is the best cash back credit card to use when you shop at Amazon? It depends on how much spend.

What Is A Cash Back Credit Card?

A cash back credit card is a credit card that pays a cash rebate every time it’s used.

Cash back credit cards typically pay a $1 cash rebate for every $100 spent; with bonus cash rebates paid for money spent on specific items.

For example, grocery cash back credit cards award up to $5 cash back for every $100 spent on groceries, and one dollar for everything else; while gas cash back credit cards can pay up to $3 for money spent at a gas station, with one dollar paid for everything else.

Using a cash back credit card gives an instant discount on everything you buy. It’s why people like to carry an Amazon.com Store Card.

Get More On Cash Back Cards

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The Amazon.com Store Card is a cash back credit card used for Amazon.com purchases. Card holders get a $5 cash rebate for every $100 spent; plus access to zero-interest layaway plans for big-ticket items.

The Amazon.com cash back credit cards are no annual fee and card holders also get an instant cash bonus for signing up. They also get access to a $0 fraud liability program which protects from unauthorized charges in an account.

The Amazon.com Store Card is an aggressive cash back card for Amazon shoppers. It comes in two versions, too.

Nothing’s full-priced when you’re using a cash back credit card.

Click here to compare today’s cash back credit cards.

When You’re Already An Amazon Prime Member

Amazon Prime Rewards Visa Signature Card

For people who have an Amazon Prime membership, the Amazon Prime Rewards Visa Signature Card is an excellent fit and a terrific way to earn cash credits.

The Amazon Prime Rewards Visa Signature Card pays a $5 cash credit for every $100 spent at Amazon.com. Cash rewards are paid directly to your statement, or can be redeemed for millions of items in the Amazon marketplace.

The Amazon Prime Rewards Visa Signature Card offers cash back rewards for other purchases, too.

When you use your Amazon Prime Rewards Visa Signature Card at a restaurant, gas station, or drug store, you’ll earn cash rebates worth $2 for every $100 spent; and, when you use your card anywhere else, you’ll earn $1 worth of cash rebates for every $100 spent.

Summarizing the Amazon Prime Rewards Visa Signature Card cash back benefits:

The Amazon Prime Rewards Visa Signature Card offers other benefits, too.

Card holders get a $70 Amazon gift card credited to their accounts after successfully applying for the card; and, are shielded from unauthorized charges and hacks to their account via Amazon’s zero fraud liability program.

If an unrecognized charge shows up on your account, just tell the credit card company and you won’t have to make payment.

You also have access to a series of travel benefits including:

Cash rebates are unlimited with the Amazon Prime Rewards Visa Signature Card. So, if you’re a big shopper with Amazon.com, your cash back awards can be substantial.

The Amazon Prime Rewards Visa Signature Card does not charge an annual fee.

Click for more details on the Amazon Prime Rewards Visa Signature Card.

When You’re Not An Amazon Prime Member

Amazon Rewards Visa Signature Card

For people without an Amazon Prime membership, the Amazon Rewards Visa Signature Card makes big payouts and is an excellent way to stretch your Amazon.com dollar.

The Amazon Rewards Visa Signature Card gives a $3 cash credit for every $100 spent at Amazon.com, and gives cash back rewards for purchases made at other stores, too.

Use your Amazon Rewards Visa Signature Card at restaurants, gas stations, and drug stores, and you’ll earn cash rebates worth $2 for every $100 spent. Use your card anywhere else, and you’ll earn cash rebates worth $1 for every $100 spent.

Summarizing the Amazon Rewards Visa Signature Card cash back benefits:

You get other benefits for using the Amazon Rewards Visa Signature Card, too.

You get a $50 Amazon gift card credited to your accounts after you apply for the card successfully; access to Amazon’s zero fraud liability program, which shields you from authorized charges to your account; plus a list of travel-friendly benefits which include:

Foreign transaction fees are waived with the card, too.

You can earn unlimited cash rebates with the Amazon Rewards Visa Signature Card, and there’s no annual fee.

Click for more details on the Amazon Rewards Visa Signature Card.

See All Benefits Now

Compare Amazon Credit Cards

For People Who Prefer A General Cash Back Credit Card

Discover It® Cash credit card

The Discover It® Cash credit card is a powerful cash back credit card that offers unlimited cash back with no annual fee.

The card is an excellent choice for people who like cash back credit cards that give huge rewards no matter where you shop.

Cash rebates on the Discover It® Cash credit card range up to $5 for every $100 spent, with a doubling of everything earned in your first year with the card.

Earn $1,000 in cash back after your first 12 months, and Discover will send you an extra one thousand dollars, for a total of $2,000.

Amazon will also send you cash for using the Discover It® Cash card. Make one purchase in your first 90 days with the card, and Amazon will send you a statement credit for an additional $75.

You can earn a huge amount of cash back with the Discover It® Cash card, which is why the card is attractive to people who like to optimize credit card benefits.

Discover It® Cash Back Credit Card

More Details

People with a Discover It® cash credit card get access to other valuable services, too, including a $0 Fraud Liability program, overnight shipping for replacement cards, a free access to your FICO.

Through a partnership with one of the three major credit bureaus, Discover It® cash credit card holders can view their FICO credit score monthly. FICOs are sent directly with the credit card statement, along with notes which can help you raise your score.

Credit bureaus typically charge $15 for this service or more. Discover It® cash credit card holders get it for free.

Where Can I Compare Amazon.Com Credit Cards?

Consumers spend a lot of money at Amazon.com and, via cash-back credit cards, a lot of that money can be returned.

Whether you’re an Amazon Prime customer or not, there’s a cash back credit card that fits your life and budget. Apply for the right card today.

Click here to compare Amazon.com store credit cards.