There are two ways to buy a home without a huge down payment. You can use a low- and no-down payment mortgage loans, or one of hundreds of Down Payment Assistance (DPA) programs available nationwide.
Jumbo mortgage loans are home loans too big to be backed by the government. Where conforming mortgage loan limits end, jumbo loans begin. There’s a lot you can do with jumbo loans, too — even when your loan is for less than the limit.
The FHA Streamline Refinance is a No Verification Loan and the simplest, fastest way to refinance. With no requirements to verify income, savings, employment, or credit score, many homeowners close on their streamlined refinance loan in fewer than 3 weeks.
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Verified step-by-step instructions for receiving a cash gift for down payment on a home, plus an interactive Down Payment Gift Letter wizard to get your loan approved.